Our Process

Assess Your Finances

Evaluate your income, expenses, assets, and liabilities to understand your current financial situation.

Define Your Goals

Establish financial objectives, like saving for retirement or a home, to guide your financial planning.

Spot Issues and Opportunities

Identify financial challenges and growth possibilities to create an effective financial strategy.

What We Do

Insurance Planning

Wealth Accumulation

Group Benefits

Personal Services
Corporate Services
Wealth Accumulation
Group Benefits
  • Estate planning and preservation
  • Life Insurance
  • Income Replacement Due To Disability
  • Mortgage Elimination
  • Critical Illness Insurance
  • Education Funding – RESP’s
  • Long Term Care
  • Retirement Planning
  • Repatriation of Foreign Funds
  • Funding For Partnership / Buy Sell Agreements
    • In the event of death
    • In the event of disability
    • In the event of critical illness
  • Funding for a living buyout
  • Business Loan Protection
  • Key Executive Coverage
    • In the event of death
    • In the event of critical illness
  • Executive Tax Deferred Investment Plans
  • Business Succession Planning
  • Tax Deferred / Tax Exempt Corporate Investment Plans
  • Business Overhead Insurance
  • Repatriation of Foreign Funds
  • Risk tolerance assessment
  • Registered Retirement Savings Plan (RRSP)
  • Registered Retirement Income Funds (RRIF)
  • Life Income Funds (Registered) (LIF)
  • Life Income Retirement Account (LIRA)
  • Tax Free Savings Accounts (TFSA)
  • Non-registered savings & investment plans
  • Tax deferred investment plans
  • Annuities
  • Segregated Funds
  • Creditor-proof savings
  • Guaranteed Investment Certificates
  • Individual Pension Plan (IPP)
Take advantage of our “special relationship” with our group insurance supplier companies and obtain lower rates than could be obtained through traditional brokers.

Group Insurance

  • Life Insurance, Accidental Death, Dependent Life
  • Short & Long Term Disability Income Protection
  • Health Care, Dental Care
  • Critical Illness coverage
  • Creative plan designs effectively integrated with Government benefits to save your corporation money.
  • Participatory plans aimed at improving claims experience ultimately reducing / eliminating renewal increases
  • Flexible benefits. Put your money where your employees want it most.
  • Group RRSP Programs
  • Registered Pension Plans (RPP)
  • Deferred Profit Sharing Plans (DPSP)
  • Voluntary Retirement Savings Plan (VRSP)
  • Health Care Spending Accounts

Mutual funds, exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc. (“Investia”) and are sold exclusively by Representatives who are licensed by provincial regulators and registered with Investia.

Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund/exempt market products/exchange traded funds investments. Please read the Fund Fact or prospectus carefully before investing as these products are not guaranteed, their values change frequently, and their past performance may not be repeated.”

Insurance products are provided through multiple insurance.

Segregated fund products are offered through multiple carriers. Subject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.

Guaranteed Investment Certificates (GICs) are offered through multiple carriers.

Investia privacy policy

Relationship Building is Key to Our Success

At BMG Financial we create, preserve & manage wealth for future delivery
Relationship Building is Key to Our Success!

We are a team of independent professional financial advisors with a wealth of knowledge, experience and resources to draw upon.

We believe each client; business or individual is unique, with their own specific needs. Our role is to help you to determine those needs, design a plan to meet them, and only then recommend, and implement your plan using the most appropriate financial products.

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